Working Capital Loans



We are very excited about one of our newest products we offer called the Working Capital Loan. In the past, there were limitations in offering  leases and loans based solely on acquisition of equipment. As any business owner will attest, the need for capital is not always based on the need for capital equipment. Many times, the intangible items required to grow your business call for a different solution. Now, we have that solution and it is just a few easy steps away.

Whether it be an advertising campaign or a need to purchase materials needed to fill that large contract you just won, we can help. The Working Capital Loan is a great solution for a wide range of business needs that fall outside the typical "box" of leasing. You may be investing in equipment that is considered non-desiresable by bank standards to be considered for a lease or need to reclaim the capital you recently spent on equipment because of a slow down in your receivables.  The Working Capital Loan is the solution for a wide range of issues that may be holding your business back from reaching its full potential.

We offer Capital loans from 15K to 150K based on the personal credit of the owners of the business and a minimum time in business of 3 years. Loans from 15K to 50K can usually be completed with a one page application and a reference on the business checking account. Above 50K, we require 2 to 3 years tax returns for all owners and the business plus the items mentioned above. A documentation fee of $325, plus two payments are collected at the time of documentation and may be applied as a security deposit and the first months payment. Automatic Bank Draft (ACH) is required on all Working Capital Loans.  

Most applications are processed within 24 to 48 hours upon receipt with final funding to follow immediately upon the return of the signed agreement.